Imagine seeing your surgeon draw up in a 2CV?
or your trusted solicitor in a Lada? Hard to imagine isn't it? That is because highly qualified professionals generally want to travel in cars befitting their status. Yet, so often the same professional people insure their beautiful homes and expensive possessions with the equivalent of Robin Reliant home insurance policies. If they make a claim they would expect Rolls Royce service from a Fiat Punto engine – impossible!
Dr N and his practice nurse wife live in a beautiful 5 bedroomed property in Stockport. The policy they had been on cover for several years was totally inadequate for their needs. For instance had they suffered a fire or devastating burst pipe they would have potentially suffered an out of pocket loss of over £75,000. Even a small claim would have been penalised for under insurance and the service he received would not have been to the standard required and expected.
the home is now insured through Chubb. They are now correctly insured and should the worst happen any claims experience ought to be superb.