The most valuable asset you possess is YOU!
It is not your home or any other material possessions. Insuring your life correctly is so important for the financial security of your family.
Many Banks, Building Societies and mortgage brokers seem obsessed with selling a joint life or life and Critical illness policy to cover the mortgage. Mr B had a joint life policy with his wife to pay off the mortgage in the event of first death. This was the only life cover put in place to protect his wife and two children. Mr B is a professional man earning £50,000 per annum.
His wife is an administrator earning £12,000 per annum. Had he died the mortgage would have disappeared but Mrs B would have been left with all the usual bills to pay each month, two young children to raise on a monthly budget of less than £1,000.
Steve Allen's solution
A joint policy to cover the mortgage plus a single life policy on Mr B that would leave the family financially secure for many years. The £9 per month additional premium would be the difference between disaster and stability. A small and affordable price to pay for peace of mind..
A happy client with good, affordable cover.